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Car refinance

Refinancing your car loan replaces your exsiting loan with a new loan, from another lender. The reason to refinance is you probably can get a lower interest rate and have chance to shorten or extend your loan term.

Ford ranger refinance

Apply for you Quotes

Take our online quote quiz in 1 minute 43 seconds. Then we match your profile to the best refinance rates.

Working Hours

Call us

Phone support is open from 9 to 5. Feel free to give us a call.

When should you refinance your car loan?

Refinance a car loan isn’t for everyone. it only makes sense if:

Your credit score improved

Your credit score might not that good when you bought your car. But after you make consistent and on-time payments, your credit score might improve and you are qualified for a lower interest rate.

You can't keep up your repayment

You can extend your loan term by refinancing to lower your repayment. But just to remember, the longer you extend your loan, the more interest you pay.

Your old interest rate is too high

When you buy a car from car dealership, sometimes they might charge you a higher interest rate than you could get elsewhere. It's often worth it when you shop around for your finance before you buy a car.

What does your refinance look like?

Pro Auto Quotes is a professional, licensed finance business located in Palmerston North. We work hard to get our customers the vehicle refinance they deserve with total transparency. Our goal is to help you find the best loan suits your needs.

How to get lower interest rate when refinancing?

Your credit score will have a big impact on the interest rate you can get. Check this guide on how to improve your credit score.

How much Do I repay?

Our repayment calculator helps you find out what your monthly/fortnightly/weekly repayment s might look like and how they are calculated

Get your car loan in 3 quick steps


Apply for your car loan refinance quotes

Tell us what you are looking for and a few details about yourself, and we will track down the best car refinance quotes for you.

Applying for quotes only takes 1 minute 43 seconds.


Choose your car refinance offer

Compare car loan refinance offers from our quotes and choose the right one for you.

All quotes we offer to you show the exact fees and rates so you don't need to worry about hidden fees during car loan application process.


Get your car loan switched

We take care of all the paperwork and keep you informed at every stage of application process. We work hard to advocate for you to get the loan approved.

Once you get approved, we guide you through the loan contract, help you understand your rights and obligations before you sign it.


Have some questions? here are answers
We are a digital car loan service provider that can match customers with lenders. We offer you quotes based on your personal profile and you can choose the best one. Our quotes show you fees and interest rates upfront so there is no hidden surprise.
We know car finance can have a big impact on Kiwi lives. It’s sooooo important to gather enough information for a smart decision. We make this process easier by offering an easy to apply for quote and then showing you all the options you can get from our panel of lenders. Then you can choose the one best suited to you.


It’s a good question! Here are a couple of reasons: our quotes are easy to apply for and we show you all the options with total transparency. The quotes are all based on your situation. The rates and fees are specifically tailored for you. Plus we use a method called the “soft pull” so our quotes won’t lower your credit score.


Easy, click here and follow a few simple steps to provide us with your basic details and you’ll instantly gain access to your best quotes from our lender panel. 


With the information you provide with us when you apply for the quote, we use a way called the “soft pull” to check your credit score. It’s simply a review of your credit, and there’s no in-depth check, so that’s why your credit isn’t affected.

Let us help you with your car loan refinance

Getting a car loan refinance can be a hassle, especially when you are not 100% familiar with the process. Pro Auto Quotes is here to take the weight off your shoulders! We are here to make the process of choosing and switching a car loan easier on you, as well as advocate for your specific situation. If you are looking to get your free quotes, apply here or give us a call at 020-4099-6519 today! We are ready to jump in whenever you need us.

When we say "easy", we mean it

You want easy, we get it. Our online vehicle finance quote application only takes 1 minute 43 seconds to finish. You'll gain access to your best quotes from our lender panel.

Everyone is different

We are tired of those generic car finance quotes based on "the example". Everyone is different, that's why we tailor your quotes based on your situation.

No hidden fees

No one wants to be tricked. We want to give you the quote that shows all the interest rates and the fees upfront. We provide quotes with total transparency.

Treat you the way we love to be treated

We experienced the poor service when we applied for car loan before. We know exactly how that feels. Therefore we want to be different. We want to give you the service that we wish we could had.

Call for you free quotes

For more information or to apply for your finance quotes, call David at 020-4099-6519 or fill out the form below.

Our Customers Say

Don’t just take our words. See why our customers love us!

Efficient service and very helpful. I spoke with David throughout my application and he clearly explained each step and what was required. My loan was quickly approved and I would highly recommend Pro Auto Quotes to all those who are looking to buy their dream car.
Vehicle finance testimonial 4
Graham. H
Awesome, David is super helpful and helps me get the best possible outcome in our challenging financial situation. I am so grateful for the assistance I received. Everything was quick and easy.
Vehicle finance testimonial 3
Abbey. M
I have never used a finance broker before and was very happy with the service. David was very responsive, very courteous and clearly outlined my options and the pros and cons of each in an objective way. Consistently and quickly followed up on everything as promised.
Vehicle finance testimonial 2
David. G
Prompt service. I am happy with the service that was provided by David. He was very helpful and explained everything clearly which made things very easy for me to complete. The prompt reply of emails and updates was absolutely amazing.
Vehicle finance testimonial 1
Cathy. L
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Get free quotes and advice on your car loan Refinance

Our car loan refinance experts will help you search, match and settle your new loan online in a hassle free way. Apply for your free quotes in 1 minute 43 seconds.

Get In Contact

Contact us by phone, email or by filling out our online form. We service New Zealand nationwide with free vehicle finance quotes.

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